Do You Need Help Filing Your Roof Damage Insurance Claim in Florida?

Residential Roof Damage Lawyer Florida

The roof is one of the most vulnerable parts of your home, exposed to harsh weather conditions and other potential hazards. Events such as hurricanes can tear the roof off entirely or cause significant damage requiring repairs. As a critical structural element of your home, a damaged roof should not be left unaddressed. If left unrepaired, it could lead to further damage to other areas of your home. That’s why it’s crucial to act quickly and avoid delays or denials from your insurance company.

Florida Lawyer for Residential Roof Damage Claims

Tarrash & Tarrash represents homeowners whose insurance claims for roof damage have been delayed, denied, or offered settlements that don’t fully cover the true cost of repairs. Your policy is a contract, and when your roof is damaged, your insurance company is obligated to honor it.

We will negotiate on your behalf to ensure you receive the compensation you deserve. If they refuse to act fairly, we are prepared to take legal action. We proudly serve clients in Broward, Miami-Dade, Hillsborough, Pinellas, Brevard, and Manatee Counties.

Important Information on Roof Claims

• Critical Evidence of Roof Damage
• Challenges in Roof Damage Claims
• Choosing the Best Insurance Attorney for Hillsborough County Roof Claims
• Critical Evidence of Roof Damage

If you discover roof damage on your home, it’s essential to document it immediately. Take detailed notes and photographs. Using your phone’s camera will often embed metadata that provides the date the photo was taken, which can be valuable evidence.

Here are key things to look for:

• Large holes in the roof
• Broken or missing shingles
• Lifted roof membrane (rubber or plastic)
• Roof buffeting or shifting
• Leaks, including visible damage inside the house
• Broken trusses
• Missing or damaged sheathing
• Uplifted or separated nails
• Damaged equipment on the roof, such as air conditioners, antennas, or satellite dishes

Be thorough when documenting the damage. If you miss any aspects, it could be challenging to secure compensation once the claim is settled. This evidence can be crucial if the insurance company resists paying for the full extent of the damage.

Challenges in Roof Damage Claims

While roof damage is often clear, determining the appropriate settlement requires considering several factors, such as:

• The age and condition of the roof
• The type of roofing material used
• Any maintenance history
• Local building codes that may impact payment
• Whether there is additional structural damage related to the roof
• Thoroughly evaluating these aspects is key to ensuring you receive fair compensation for all roof-related damage.

What Should I Do If My Roof Damage Claim Has Been Denied?

Insurance companies frequently deny claims for various reasons, including instances where the homeowner submits an incomplete claim. While such issues can often be resolved and the claim resubmitted, other reasons for denial may complicate or delay your ability to secure the necessary coverage. It’s essential to understand the specifics of your denial and explore your options for moving forward. Contact us to day for a free consultation 954-666-5881 

If you have been paying your insurance premiums and your policy includes coverage for flood or water damage, it is important to know that you can pursue your insurance company for compensation related to your property damage. Contact us today 954-666-5881