Do You Need Help Filing Your Sinkhole Damage Insurance Claim in Florida?

Our Florida Sinkhole Damage Claim Lawyers Are Here to Help

Sinkhole claims typically arise when soil, rock, or sediment dissolves due to groundwater erosion, causing the land to collapse. These claims are made when such a collapse results in structural damage to a building or its foundation.

In Florida, insurance policies also cover catastrophic ground cover collapse. This refers to a sudden, visible collapse of the ground around a home, making it uninhabitable and often leading to condemnation by local authorities.

If your sinkhole damage claim has been unjustly denied or rejected in bad faith by your insurance provider, it is crucial to seek assistance from an experienced property insurance attorney in Florida.

Sinkhole Damage Insurance in Florida

Under Fla. Stat. § 627.706, all property insurers in Florida are required to provide coverage for catastrophic ground cover collapses and offer sinkhole coverage for an additional premium. However, these mandatory policies typically only cover damage that results in the home being condemned and deemed uninhabitable. Any other damage caused by sinkhole activity is not covered unless the policyholder has purchased additional sinkhole coverage.

Insurance policies do cover the contents of a home in the event of a loss due to catastrophic ground cover collapse. However, structural damage, such as settling or cracking of the home’s foundation or structure, is not considered a covered loss under Florida law unless the policy includes specific sinkhole coverage.

A sinkhole loss refers to structural damage to a building, including the foundation, caused by sinkhole activity. Coverage for the home’s contents is applicable if such structural damage occurs.

Florida Sinkhole Damage Lawyer

Sinkholes can cause significant and unexpected damage. Without proper insurance coverage, repairing your property could be impossible. That’s why it’s essential for your insurer to provide the coverage they promised. If you’re facing challenges with your sinkhole damage claim, reach out to Tarrash & Tarrash for expert legal guidance and support. 

What Should I Do If My Sinkhole Damage Claim Has Been Denied?

Insurance companies frequently deny claims for various reasons, including instances where the homeowner submits an incomplete claim. While such issues can often be resolved and the claim resubmitted, other reasons for denial may complicate or delay your ability to secure the necessary coverage. It’s essential to understand the specifics of your denial and explore your options for moving forward. Contact us to day for a free consultation 954-666-5881 

If you have been paying your insurance premiums and your policy includes coverage for flood or water damage, it is important to know that you can pursue your insurance company for compensation related to your property damage. Contact us today 954-666-5881